Specialised Debt Solutions 

Our experienced team of financial experts are here to guide and advise you on finding a debt solution that will help you regain financial freedom.  

Debt Solutions

With our specialised debt solutions and our obligation free debt assessment, we have given thousands of South Africans the ability to fully understand and take action to improve their financial situation. We help you reduce the stress and uncertainty you are experiencing by providing expert advice and guidance.

Helping you live debt free is what makes us happy!!!

Debt Counselling

If you’re struggling to settle your personal debts, talking to one of our financial advisers will help you find an effective solution benefiting your financial needs and helping you become financially free of overwhelming debt. 

Debt Consolidation

If you have many small accounts that need to be paid. Loan Consolidation will allow you to take out one loan to cover all of these smaller accounts and pay only one monthly installment towards your debt. 

Debt Review

a Formal legal process implemented by the NCR to offer consumers a solution if they are over-indebted and unable to meet their financial obligations. Debt Review is one of the most known debt restructuring options.

Voluntary Debt Restructuring

An alternative solution to debt review. Voluntary Debt Restructuring or VDR follows a similar approach as Debt review, but offers you access to credit facilities if needed. VDR is more a short term solution for debt restructuring.

Sequestration

If you are insolvent – your assets are worth less than your personal debt – and you have enough equity in your estate to provide a minimum benefit, you may apply for a Sequestration Order. This process is referred to as voluntary sequestration.

Administration

If your personal debt amount to R50,000 or less, we can apply to the court for an Administration Order on your behalf. The order will protect you from your creditors by enforcing an affordable debt repayment plan that will allow you to settle debts.

Our Dedication To You

We value your financial health! Our team of highly trained professionals will guide and assist you with any financial situation you may have. We pride ourselves on providing you with a services that you can benefit from. We assess, investigate, discuss and find a solution that are in your best interest.

We believe in transparency in all our communication with you. We will give you the good and the bad, as it is. You can be assured that once you have completed our free financial assessment that you will clearly be aware of what options and debt solutions are available to you, what will be good for your credit record and what won’t help your situation at all. 

Reduce Your<br>Financial Stress

Reduce Your
Financial Stress

The Best Financial<br>Advice

The Best Financial
Advice & Guidance

Complete Privacy

Complete Privacy &
Protection Of Your Assets

How Can We Help?

Cyber Finance is a dedicated financial solutions company specialising in providing guidance and restructuring of personal debt. We can provide you with:

Budgeting Advice

Budgeting Advice

Make sure you know how your monthly income is being spent.

How To Become Credit Clear

How To Become Credit Clear

Following the right steps is vital to clearing your credit in the shortest time possible.

Debt Restructuring Solutions

Debt Restructuring Solutions

Find financial relief from Debt with a solution that benefits your needs.

Loan Advice

Loan Advice

Make an informed decision about applying for credit or personal loans.

Debt Consolidation

Debt Consolidation

Find the best solution to consolidate your debt into one monthly payment.

Dealing with Creditors

Dealing with Creditors

Knowing how to correctly deal with your creditors and debt collectors can make life much easier.

Alternatives To Loans

Alternatives To Loans

More credit is never the solution, we can help explain the alternatives available to you.

Personal Financial Advice

Personal Financial Advice

Our expert financial advisers can give you guidance and advice on making good financial decisions.